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$414,900
/mo Edit
Single Family:  2 Stories
4 br • 3 ba • Built 2021
1,812 sqft • 0.28 acres
Howard Lake-Waverly-Winst schools
MLS# 6570341
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    Property Description

    Discover Your Dream Home with an Assumable VA Mortgage at an Incredible 4.5%! Welcome to this stunning 2021-built home that perfectly blends modern living with small-town charm. This meticulously maintained residence, feeling just like new, is truly move-in ready and waiting for you. Spacious & Elegant Living Spaces The upper level of this home features four generously sized bedrooms, including a luxurious primary suite complete with a walk-in closet and a private full bathroom. The convenience of upper-level laundry ensures your daily routines are a breeze. The home also boasts a private backyard that offers serene views, backing up to peaceful farmland—a perfect retreat after a long day. Endless Possibilities with Future Expansion One of the standout features of this home is the unfinished basement, offering you the opportunity to add approximately 800 square feet of additional living space. Most of the materials needed to complete this project are already on-site, making it easier for you to customize and expand your dream home to fit your unique needs. Modern Conveniences & Ideal Location The three-car attached garage provides ample storage space and modern amenities, ensuring all your needs are met. If you’re a United States veteran, you could take advantage of the assumable VA mortgage with an attractive 4.5% interest rate—an exceptional opportunity in today’s market. Prime Location Near Nature & City Nestled close to Howard Lake, you’ll enjoy easy access to great fishing, recreational activities, and a local boat launch. The charming downtown area is alive with various activities throughout the year, fostering a vibrant community atmosphere. Plus, with downtown Minneapolis less than an hour away, you can enjoy the perfect balance of small-town tranquility and big-city convenience. Don't Miss Out! This home is a rare find, offering both modern amenities and the potential for future growth. Schedule your visit today and take the first step toward making this dream home your reality!

    Listing

    Contingency: None
    Price per sq ft: $229
    City: Howard Lake
    County: Wright
    State: MN
    Property Style: 2 Stories
    Zip Code: 55349
    Subdivision Name: Lake Ridge 2nd Add

    Interior

    Living Area: 1,812 ft2
    Common Wall: No
    Appliances Included:
    • Air-To-Air Exchanger
    • Dishwasher
    • Dryer
    • Exhaust Fan
    • Gas Water Heater
    • Microwave
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Gas
    • Living Room
    Basement Details:
    • Concrete
    • Full
    • Sump Pump

    Exterior

    Stories: Two
    Garage Spaces: 3
    Garage Dimensions: 30x29
    Garage Size: 870 ft2
    Air Conditioning: Central Air
    Foundation Size: 721 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features:
    • Asphalt
    • Attached Garage
    • Electric
    • Garage Door Opener
    • Storage
    Unit Amenities:
    • Ceiling Fan(s)
    • Kitchen Center Island
    • Kitchen Window
    • Paneled Doors
    • Primary Bedroom Walk-In Closet
    • Walk-In Closet
    • Washer/Dryer Hookup
    Road Frontage: City Street
    Exterior Material:
    • Brick/Stone
    • Vinyl Siding
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    Full Baths: 1
    Half Baths: 1
    3/4 Baths: 1
    Bathroom Details:
    • Double Sink
    • Full Primary
    • Main Floor 1/2 Bath
    • Private Primary
    • Separate Tub & Shower
    • Upper Level Full Bath
    • Walk-In Shower Stall
    Dining/Kitchen:
    • Eat In Kitchen
    • Informal Dining Room
    • Kitchen/Dining Room
    • Living/Dining Room
    Upper Level Size Sq Ft
    Bedroom 1  14 x 12  168 
    Bedroom 2  13 x 11  143 
    Bedroom 3  11 x 10  110 
    Bedroom 4  11 x 10  110 
    Utility Room  6 x 6  36 
    Main Level Size Sq Ft
    Living Room  16 x 13  208 
    Dining Room  15 x 9  135 
    Kitchen  15 x 9  135 
    Office  10 x 10  100 
    Mud Room  9 x 6  54 

    Lake & Waterfront

    Waterfront Present: N
    Waterfront Name: Howard
    DNR Lake ID#: 86019900
    Lake Chain Name: N
    Lake Acres: 745
    Lake Depth: 39
    Waterfront: Other
    Lake Bottom: Sand

    Lot & Land

    Acres: 0.28
    Geolocation: 45.080849, -94.063963
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family
    Lot Description: Irregular Lot

    Schools

    School District: 2687
    District Phone: 320-543-3521

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $4,912
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $4,912
    Association Fee Required: No

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Coldwell Banker Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.