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For Sale:  Saint Paul MLS# 6623622

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Active NEW!
$279,900
/mo Edit
Multi-family:  Duplex Up and Down
Built 1896
2,132 sqft • 0.11 acres
St. Paul schools
MLS# 6623622
763-576-8286
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    Property Description

    Fantastic opportunity for investors or owner-occupants looking to offset mortgage costs! This multi-family property offers two units with great rental potential. The lower level features a spacious 3-bedroom unit currently rented for $1, 300 on a month-to-month lease, while the upper unit includes 2 bedrooms with a lease in place until the end of March 2025, renting for $1, 200. Tenants cover heat and electricity, and the landlord takes care of other expenses, making this a low-maintenance investment. With some TLC, there’s potential to increase rental income by leveraging the two-car garage, carport, and shared washer and dryer in the basement. Don’t miss this chance to own a versatile property with excellent income potential!

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $279,900
    Price per sq ft: $131
    Property Type: Multi-family
    City: Saint Paul
    Garage Spaces: 2
    County: Ramsey
    Year Built: 1896
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55106
    Neighborhood/Area: Dayton's Bluff
    Subdivision Name: Daily & Berrisfords Sub B95

    Interior

    Finished Area: 2,132 ft2
    Living Area: 2,132 ft2
    Refrigerators: Two
    Basement Details: Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 2
    Garage Size: 576 ft2
    Foundation Size: 1,066 ft2
    Fencing: Chain Link
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Carport
    • Detached
    • Open
    Shared Amenities: None
    Road Frontage: City Street
    Exterior Material:
    • Brick/Stone
    • Vinyl Siding
    Roof Details: Asphalt

    Lot & Land

    Acres: 0.11
    Geolocation: 44.959195, -93.062293
    Lot Dimensions: 40 x 125

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Insurance Expense: $1,500
    Annual Maintenance Expense: $1,000
    Annual Gross Expense: $2,200
    Annual Trash Expense: $1,000
    Annual Water/Sewer Expense: $1,000
    Tenant Expenses: Electricity

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $5,202
    Lender-owned: No
    Assessment Pending: Yes
    Taxes w/ Assessments: $5,202

    Income

    Annual Gross Income: $30,000

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Electric
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of William Yang Real Estate.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.