For Sale: Cold Spring MLS# 7073827
Active
NEW!
$550,000
Single Family: 2 Stories
3 br • 2 ba • Built 1999
2,112 sqft • 5.2 acres
Rocori schools
MLS# 7073827
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Set on 5 scenic acres with 313 feet of Hermit Lake shoreline, this beautifully maintained 3-bedroom, 2-full-bath home offers timeless character, thoughtful updates, and captivating views from every angle. Originally built circa 1890 and relocated to the property in 1998, the home blends historic charm with comfortable everyday living and meaningful improvements throughout. Recent updates include new flooring on the main and lower level, honed granite countertops (2025), and inviting spaces designed to enjoy the surrounding landscape. Outdoor living is a standout feature, with a wood-fired pizza oven, gazebo, paver patio, barrel sauna, landscaped grounds, fruit trees, wild berries, and abundant wildlife. Additional highlights include a heated attached garage with pull-down ladder and storage trusses, a heated insulated shop, and a location just 2 miles from the Big Fish Lake public landing.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$550,000
Price per sq ft:
$260
Property Type:
Single Family
City:
Cold Spring
Garage Spaces:
3
County:
Stearns
Year Built:
1999
State:
MN
Property Style:
2 Stories
Zip Code:
56320
Subdivision Name:
Hermit Lake Estates PUD
Interior
Bedrooms:
3
Bathrooms:
2
Finished Area:
2,112 ft2
Total Fireplaces:
2
Living Area:
2,112 ft2
Common Wall:
No
Appliances Included:
- Central Vacuum
- Dishwasher
- Dryer
- Fuel Tank - Rented
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Family Room
- Gas
- Living Room
- Stone
- Two Sided
Basement Details:
- Finished
- Full
- Storage Space
- Tile Shower
- Walkout
- Wood
Exterior
Stories:
Two
Garage Spaces:
3
Garage Dimensions:
28x26
Garage Size:
728 ft2
Air Conditioning:
Central Air, Geothermal, Heat Pump
Foundation Size:
768 ft2
Foundation Dimensions:
32x24
Handicap Accessible:
None
Out Buildings:
Garage(s), Lean-To, Sauna, Workshop, Studio, Storage Shed
Road Responsibility:
Road Maintenance Agreement
Heating System:
- Fireplace(s)
- Geothermal
- Heat Pump
Parking Features:
- Attached Garage
- Detached Garage
- Electric
- Finished Garage
- Floor Drain
- Garage Door Opener
- Gravel
- Heated Garage
- Insulated Garage
- Storage
Unit Amenities:
- Deck
- Dock
- In-Ground Sprinkler
- Kitchen Center Island
- Kitchen Window
- Panoramic View
- Patio
- Primary Bedroom Walk-In Closet
- Sauna
- Washer/Dryer Hookup
Road Frontage:
- No Outlet/Dead End
- Private Road
Roof Details:
- Age 8 Years or Less
- Architectural Shingle
Rooms
1/4 Baths:
None
Full Baths:
2
Half Baths:
None
3/4 Baths:
None
Bathroom Details:
- Full Basement
- Jetted Tub
- Sauna
- Upper Level Full Bath
Dining/Kitchen:
- Breakfast Bar
- Informal Dining Room
- Kitchen/Dining Room
- Living/Dining Room
Laundry:
- Electric Dryer Hookup
- Laundry Closet
- Lower Level
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 17 x 10 | 170 |
| Bedroom 2 | 12 x 12 | 144 |
| Bedroom 3 | 15 x 11 | 165 |
| Level | Size | Sq Ft |
|---|---|---|
| Patio | 19 x 13 | 247 |
| Level | Size | Sq Ft |
|---|---|---|
| Patio | 21 x 16 | 336 |
| Level | Size | Sq Ft |
|---|---|---|
| Workshop | 14 x 14 | 196 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 32 x 6 | 192 |
| Dining Room | 15 x 11.5 | 165 |
| Kitchen | 11 x 11 | 121 |
| Living Room | 24 x 12.5 | 288 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 22 x 16 | 352 |
Lake & Waterfront
Waterfront Present:
Y
Waterfront View:
Lake, Panoramic
Waterfront:
Lake Front
Lot & Land
Acres:
5.2
Geolocation:
45.5106415954, -94.454607
Lot Dimensions:
Irregular
Zoning:
Residential-Single Family
Lot Description:
- Irregular Lot
- Tree Coverage - Medium
Schools
School District:
750
District Phone:
3206854901
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$3,594
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$3,594
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Propane
Sewer System:
Septic System Compliant - Yes
Water System:
- Drilled
- Well
Power Company Name:
Stearns Electric Association
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of Coldwell Banker Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.